Sunday, June 16, 2019

Things to look at when hiring a travel notary

Notary is the first person that strikes to our mind when it comes to signing a mortgage, real estate or other important piece of paper. Thanks to Mobile Notary Services that we now can get just any type of document notarized without even lifting a finger.
However, besides the ease of getting an agent to your desired place, there are some traits and qualities of a notary agent that you should check when hiring them.
Let’s have a look.
  • Ability to deal with situations: A traveling notary must be flexible and tolerant enough to deal with situations where there are chances of disputes and clashes among parties. A composed notary will not lose his/her mind when the clients are in a rush as well.
  • Experience and knowledge: Experience and knowledge of notary public is the key thing of course one should be checking when hiring a mobile notary agent. There are clients and chances are that you might be dealing with a person belongs from another state who is unaware of laws and regulations of your state. This is where you need a notary public that has rich experience and knowledge about the document you’re dealing with.
  • Excellent reviews online: These days, finding reviews of just any product or a service online is a piece of cake. So, you always gotta check reviews about the agent your’re hiring.
  • Balance between staying friendly and strict: It is of fundamental importance that the notary public you hire should be striking a fine balance between being friendly and yet staying strict. Professionalism does not mean being too serious or grim that may make them detached from the clients. If the agent is going to be dealing with people of all ages and from all walks of life, he/she has to be friendly and yet strict with his/her work.
Hiring the Best Notary Public across the states
No matter if you’re seeking a professional mobile notary for real estate documentsnotary for corporate documents or for any other purpose, just be sure to check Kelley’s Mobile Notary Services online. They have a team of experienced and professional notary agent no matter where in the USA you live.

Saturday, May 25, 2019

Real estate documents that need notarization



To be a homeowner, you need to climb a mound of papers & documents to seal the deal. There are several documents in the process that needs notarization and getting your documents notarized is something that secures you from scams and frauds. Here is a checklist of main real estate documents that need to get notarized.

Mortgage




A mortgage is a legal document that secures the loan lender if the borrower runs away from his/her obligation. It gives the right to the lender to take over the property if the borrower fails to repay the agreed sum. Without a notary seal, the mortgage cannot be recorded and is invalid.

Deed of trust




A deed of trust is a debt instrument that says an individual owes a certain amount of money to a lender. They will use the deed of trust to record tile to the property in the public records system.

Subordination




A Subordination of Mortgage is a document signed when there are two mortgages on a property and one (the first one) is subordinated to the other (the second one).

Affidavit of owner occupancy




An affidavit of occupancy is a simple document (sometimes notarized), that offers the borrower generally three choices. The first option (generally by making initials) is to have the property as a Primary Residence. This option typically requires the borrower to occupy the property, usually within 60 days; for a minimum of one year. The second option is to acquire the property as a second home while maintaining a primary residence elsewhere. The third major option is to declare the property as Investment Property, not to be occupied by the borrower; but to sell or rent for rental income. It is unlikely that the borrower cannot accurately choose the correct option.

Signature affidavit




Signature Affidavit is a document in which a person certifies that the signature provided is the true and correct signature used by the person.
So these are the documents that you will be seeking real estate notary services For. For all your mortgage related documents and to avail other general notarization services, must look at Kelley’s Mobile Notary Services as they help you out in no time, without having you to leave your place.